Mortgage Considerations


Shop Around for a Mortgage Loan

To secure financing for your home, you can work with a bank or credit union in your area, a lender, a mortgage banker, or a mortgage broker who will research lenders for you. You may want to research the current interest rate averages for the area, as well as various loan programs that may be available so you can compare quotes and estimates from different brokers, bankers or lenders.

There are several different types of mortgage loan programs that may be available. Therefore, it can be beneficial to research what programs you may qualify for in advance — especially if you’re a first-time homebuyer. Some common mortgage options may be Conventional (Conventional or Jumbo), VA, FHA or USDA. And if you’re financially able and willing to pay cash, you may avoid interest and closing costs altogether!

While these are common mortgage options, take time to meet with one or more mortgage professionals to review all of your possible options. Your mortgage professional will work with you to help find the best loan option for your needs and circumstances. The lender is a very valuable part of the buying process so it is worth your time to find a great one!


Amber Rasmussen

I am here to assist you with all your mortgage and home financing needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing. I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today. NMLS#1277604 ApplyToday


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